Residence repair loans assist low-income homeowners pay for required and critical repairs. Our objective is always to eradicate unhealthy or dangerous conditions, eiminate barriers to accessibility, enhance security for individuals with real disabilities and energy that is incorporate measures that reduce power expenses and use.
We offer loans to low-income homeowners for required and critical house repairs and tiny funds to low-income people with disabilities in order to make their domiciles more available. Loans and funds now available and income limitations are given just below.
For low-income people with real disabilities to boost safety and access(some tenants might not be qualified): Accessibility funds
For low-income property owners: Home Fix Loans
Us or call 503-655-8591 if you have other quesitons, email.
This system provides loans that are low-interest funds to greatly help property owners in Clackamas County repair their domiciles and enhance accessibility.
Steps to get house fix loan or accessibility grant:
Low-income homeowners (and eligible tenants) with real disabilities could be entitled to a grant as much as $5,000 to pay for the price of enhancing access and safety. Samples of qualified improvements: wheelchair ramps, handrails and widened doorways, bathroom or kitchen accessibility improvements such as for example roll-in showers, raised toilets and grab pubs. (For renters in flats, at the least 51 % of this devices within the framework needs to be occupied by low-income households. )
|solitary Purpose wellness or security product just. Examples: water/well, septic/sewer, roof or temperature. Main temperature supply just — woodstoves & pellet stoves are thought a additional temperature supply. (No equity needed. )||$15,000 repairs that are exterior: Roof/Gutters, Paint, Weatherization, Windows/Doors, Foundation. (Credit and equity needs apply. payday loans in Oregon )||$25,000|
|Complete Repairs Complete house repairs must satisfy Community developing rehab standards.||$35,000|
House should be situated in Clackamas County and should be looking for fix
Minimal 3percent per year simple interest. Re re Payments are deferred — no monthly obligations. Deferred provided that home owner life in home, or until offered, name transported, refinance, or modification of good use. Loans are guaranteed by lien on home.
Family members’s yearly revenues must be significantly less than 80% regarding the County’s median earnings, as based on HUD. The present limitations that apply to loans and funds are shown below.
|Domestic Size||Annual Gross money (maximum)|
Our company is presently soliciting for contractors whom could be enthusiastic about putting in a bid on jobs into the Housing Rehabilitation Loan Program. Contractors on our list should be certified, fused and registered utilizing the continuing State of Oregon Construction Contractors Board and now have experience with housing rehabilitation.
We don’t recommend or endorse any contractors. Contractors from the HUD debarred list aren’t qualified to use.
If you’re thinking about working together with our system, please finish the specialist information return and application to the workplace. Please include copies of your CCB registration, insurance certificates and certifications of certain trades, including asbestos or lead-based paint.
Applications and documents that are supporting be mailed to: Clackamas County Community developing, 2051 Kaen Rd., STE 245, Oregon City, Oregon 97045; Faxed to 503-655-8563; or emailed.
You may call County Rehab Specialists, Jayson Tidland or Mike Woolman at 503-655-8591 if you have any questions or need additional information.